Disclaimers and Terms of Use 免責聲明及使用條款

Read the following Disclaimers and Terms of Use carefully before using this website. By using this website you agree to abide by these Disclaimers and Terms of Use. If you choose not to accept the terms of these Disclaimers and Terms of Use, you have no right whatsoever to use this website and you have to stop using this website immediately.

在使用本網站之前,使用者應當詳細閱讀下述免責聲明及使用條款。因為一旦開始使用本網站,即視為自願認可和接受本免責聲明及使用條款之全部條款。如果閣下不同意接受本免責聲明及使用條款,閣下無權使用本網站,請立即停止使用本網站。


In these Disclaimers and Terms of Use, unless the context requires otherwise, the following words and expressions have the following meanings:

除文義另有所指外,在本免責聲明及使用條款內,下列詞語具有下列涵義:


“Everbright Sun Hung Kai” is referring to Everbright Sun Hung Kai Company Limited and its respective holding companies, subsidiaries and associates including Sun Hung Kai Insurance Agency Limited, collectively referred to as "EBSHK".

「光大新鴻基」指光大新鴻基有限公司及其附屬公司與聯營公司,包括新鴻基保險代理有限公司,統稱「光大新鴻基」。


Sun Hung Kai Insurance Agency Limited, being an insurance agent, licensed under the Insurance Ordinance (Chapter 41 of the Laws of Hong Kong) (Insurance Agency License No.: FA2265).

作為保險代理人的新鴻基保險代理有限公司,根據《保險業條例》(香港法例第41章)獲發牌的保險代理機構(保險代理機構牌照號碼:FA2265)。


This website is provided by EBSHK and is proprietary to EBSHK and/or its website vendors. This website is protected by copyright and other applicable intellectual property laws and international treaties. No unauthorised use, copying or tampering is allowed.

本網站由光大新鴻基提供,乃光大新鴻基及/其網站供應商所專屬所有之網站,受到適用之版權及其他知識產權法例及國際公約所保護,禁止任何未獲授權的使用、複製或擅自改動。


EBSHK and its information vendors endeavour to ensure the accuracy and reliability of the information provided by them, but accept no liability whatsoever (whether in tort or contract or otherwise) for any loss or damage arising from any inaccuracies or omission.

光大新鴻基及其資訊供應商竭力保證彼等提供的資料的準確性及可靠性,惟概不就任何不準確或遺漏產生的任何損失或損害承擔任何責任(不論是侵權或合約或其他方式之任何責任)。


This website is provided on an “as is” basis. Therefore EBSHK and/or its website or information vendors will not be liable for any bugs, malfunction or any other form of deficiency or error arising from this website. EBSHK may at any time change, add to, delete or suspend the provision of the information, functions, products and service of and through this website without prior notice or liability to you.

本網站以現狀方式提供,因此光大新鴻基及/或其網站或資訊供應商不會對任何網站漏洞、錯誤運作、或任何形式的不足或錯誤負責。光大新鴻基可在任何時間全權修改、增添、刪除或暫停透過本系統所提供之資料、功能、產品或服務,而毋須事先通知閣下或向閣下負責。


EBSHK does not make any representation or warranty as to the accuracy, truthfulness or reliability of or endorse any third parties’ advertisements, information or contents displayed on, contained in, distributed through, or linked to, downloadable or accessible from or via this website. EBSHK cannot and does not guarantee or otherwise make any representation or warranty as to the quality, merchantability, suitability or fitness for a particular purpose in respect of any third party’s products or services advertised or otherwise accessible via this website. EBSHK will not accept any liability whatsoever arising out of or in connection with such products or services.

對於任何展示或包含於本網站的、經由本網站發佈的、連結至本網站的、或可從本網站下載或取得的任何第三方廣告、資訊、或內容,光大新鴻基概不聲稱或保證其內容之準確性、真實性或可靠性。對於本網站廣告中所展示的、或可從本網站接觸到的任何第三方產品或服務,光大新鴻基不能亦不會聲稱或保證其品質、具可商售品質性、適用性或其可達致某一特定目的。光大新鴻基不會就該等產品或服務承擔任何責任。


EBSHK will require third-party insurance company or underwriting companies to provide policy related information for its record or reference, so as to provide the following services: (i) deal with inquiries about the policy coverage or relevant policy terms and conditions; (ii) follow up claims; or (iii) other services provided by general insurance brokers. If you purchase or apply for any insurance product via this website, it means that you agree EBSHK to obtain policy related information from relevant third party insurance company or insurance company, without having to obtain further written or verbal approval from you.

光大新鴻基將會要求第三方保險公司或核保公司向光大新鴻基提供保單相關資料作紀錄或參考,以便光大新鴻基提供下列服務:(i)處理有關保單保障範圍或相關保單條款及細則之查詢;(ii)跟進理賠事宜;或(iii)一般保險經紀所提供的其他服務。經本網站購買或申請任何保險產品,即代表閣下同意光大新鴻基向相關第三方保險公司或承保公司直接取得該保單相關資訊,而毋須獲得閣下之進一步書面或口頭批准。


The quotation provided via this website by EBSHK is for reference only and not binding unless and until the relevant insurance companies have accepted any offer of purchase or application for any insurance products made by the user.

光大新鴻基經本網站所提供的報價僅供參考,並不具約束力,除非及直至相關保險公司已接受用戶購買或申請任何保險產品之任何要約。


If any user or visitor provides any information to this website, the user or visitor will be deemed to have guaranteed EBSHK that such information is accurate, complete, current, and is not misleading in terms of any material facts.

倘若任何用戶或訪客經本網站提供任何資料,該用戶或訪客將視作對光大新鴻基已保證及陳述該等資料為準確、完整、最新以及在重要事實方面並任何無誤導成份。


There is no refund available for purchasing the insurance provided in this website. Please email to insurance.agency@ebshk.com for any special case.

客戶購買本網站提供的保險不設退款。如遇特別情況,請電郵至insurance.agency@ebshk.com向我們查詢。


Should there be any inconsistency between the English and Chinese versions of these Disclaimers and Terms of Use, the English version shall prevail.

若本免責聲明及使用條款之中文版本有任何不同之處,當以英文版本為準。

To view the details or other notices, please visit https://www.ebshkdirect.com/hk/web/en/ or https://www.ebshkfg.com/hk/web/en/.

如需細閱詳盡細節或其他通知,請瀏覽https://www.ebshkdirect.com/hk/web/tc/https://www.ebshkfg.com/hk/web/tc/